Natural disasters such as earthquakes, floods, and landslides are not usually covered by most standard business insurance.

Natural disaster insurance comes with a deductible (the amount you will pay out of pocket before getting insurance payouts).  The deductible ranges from 2-10 percent. 

There are 5 major types of natural disaster insurance that every small business should consider.  They include:

- Earthquakes

- Floods

- Windstorm/Hurricane

- Difference Insurance [Landslide]

- Business Interruption