INTERNET MARKETING

INTERNET MARKETING

INTERNET MARKETING

 

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WORKERS COMPENSATION

 

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What Is Workers Compensation

Workers Compensation is Insurance that pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. State laws, which vary significantly, govern the amount of benefits paid and other compensation provisions.

Who Pays For Workers Compensation

States laws (except Texas) requires all business owners  to obtain and maintain workers’ compensation coverage, especially those with one or more employees. There are very few exceptions to this requirement.

Penalties

Business owners failing to comply with this law face fines up to $10,000, may have their business ordered closed until the insurance has been obtained and be held financially responsible for all costs associated with an employee who sustains a work related injury when the employer has no workers compensation insurance.

Obtaining Workers Compensation Insurance

Some states require employers obtain workers’ compensation insurance from a State license workers compensation Insurance Provider while others allow for the use of private insurance companies.

 

 If qualified, an employer may be self-insured through an approval process overseen by the respective State. For smaller businesses interested in becoming self-insured, there are associations of self-insured employers which are groups of employers (generally in the same type of business) which are members of the association.

Use the links below to States and Private Workers Compensation information.

 

States Sites

Private (Workers Compensation) Insurance Providers

 

 

 

 

 

 

 

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